AML Services
Stay Compliant. Avoid Penalties. Build Trust.
At AP Consultation FZ LLC, we help Designated Non-Financial Businesses and Professions (DNFBPs) achieve full AML & CFT compliance under UAE Cabinet Decision No. (10) of 2019 quickly, accurately, and affordably.
Serving clients across Dubai, Abu Dhabi, Sharjah, Free Zones, Mainland, and Offshore jurisdictions.
Supporting international DNFBPs with cross-border operations in India, Europe, GCC, and Africa.
- Why AML Compliance Matters
- Non-compliance penalties start from AED 50,000 and can reach AED 5 million
- Repeat offenses may lead to license suspension or criminal charges
- AML audits by the Ministry of Economy (MOE)are increasingly strictAML audits by the Ministry of Economy (MOE)are increasingly strict
- DNFBPs are required to register on GOAML and report suspicious transactions
Free Consultation
OUR SERVICES
Our Comprehensive AML Services for DNFBPs
We provide end-to-end AML compliance solutionstailored for DNFBPs in the UAE, ensuring you’re fully compliant and audit ready.
AML Risk Assessment
- Identify and document your exposure to money laundering and terrorism financing
- Risk-based approach aligned with UAE AML Law and FATF standards
GOAML Registration & Reporting
- End-to-end registration with the UAE Financial Intelligence Unit (FIU)
- Setup, login credentials, and training on STR/SAR reporting
Customer Due Diligence (CDD) & KYC
- Implement KYC, Simplified Due Diligence (SDD), and Enhanced Due Diligence (EDD)
- Ongoing screening and client risk profiling
AML Policy & Procedure Documentation
- Customized AML/CFT policies for your business type
- Internal controls, escalation paths, and compliance reporting protocols
Staff Training & Certification
- Interactive online or onsite training for front-line staff & compliance officers
- Certification provided, aligned with UAE AML/CFT laws and international best practices
Ongoing Compliance Support
- Monthly, quarterly, or annual compliance reviews
- Audit readiness, MOE inspections, internal gap analysis & remediation plans
AML Software & Technology Integration
Modernize your AML compliance with secure, AI-powered software designed to reduce risk and human error:
- KYC Automation & Risk Scoring
- Real-Time Transaction Monitoring
- PEP & Sanctions Screening (OFAC, UN, EU, UK, UAE)
- goAML Report Generation & Submission
- Case Management System with Audit Trails
- Compliance Dashboard & Smart Alerts
- API Integration with CRM / ERP systems
AML Audit & Inspection Support
Facing a Ministry of Economy audit or AML survey? We’ll help you prepare and succeed:
Complete MOE AML survey preparation
Collection and submission of supporting documents
Mock inspections & internal audits
Gap analysis and detailed action plans
Readiness file setup & compliance checklists
Who Needs AML Compliance?
We specialize in AML services for regulated DNFBPs, including
- Real Estate Brokers & Developers
- Dealers in Precious Metals & Stones (DPMS)
- Corporate & Company Service Providers (CSPs)
- Accounting & Auditing Firms
- Legal Firms & Independent Lawyers
- Crypto Firms & Virtual Asset Service Providers (VASPs)
Global Compliance Expertise
exposure across multiple jurisdictions
UAE & GCC
AML/CFT laws per Cabinet Decision No. 10 of 2019
FATF guidelines
Arabic-language support
goAML, ESR, and BO reporting
India & South Asia
High-risk transaction mapping
Trade-based AML risk mitigation
Cross-border remittance controls
Europe & UK
Alignment with EU’s 6th AML Directive
FATCA, CRS, and Economic Substance Regulations (ESR)
UK sanctions & FCA compliance
Africa & Offshore
Offshore transaction vetting
High-risk jurisdictions screening
Source of funds tracing
Why AP Consultation FZ LLC?
- UAE-Specific AML Experts
- Certified Compliance Officers & Trainers
- Fast goAML Registration & Risk Profiling
- Affordable Packages for Startups & SMEs
- Real-Time Alerts & Software Integration
- Multilingual Support: English, Arabic, Hindi
- Cross-Border AML Advisory for clients in India, Europe & beyond
FAQs – AML for DNFBPs
Is AML compliance mandatory for DNFBPs in the UAE?
Yes. All DNFBPs must comply under UAE AML laws. Non-compliance leads to heavy penalties and potential criminal action.
What is goAML and why is it important?
goAML is the official FIU portal for submitting Suspicious Transaction Reports (STRs). Registration is mandatory for DNFBPs.
Do I need to screen for sanctions and PEPs?
Absolutely. Sanctions screening is legally required. Failure to screen clients or vendors can result in fines up to AED 1,000,000
What is a PEP and why is it important?
A PEP is a high-profile public figure with increased exposure to corruption risks. Enhanced Due Diligence (EDD) must be applied.
Can you help me prepare for a compliance audit?
Yes. We offer full audit support, mock inspections, policy reviews, and remediation plans to ensure you pass inspections.
How often should I screen my clients and vendors?
Screen at onboarding and continuously monitor existing clients. Our system automates this process and keeps you updated in real time.
Do you offer AML software?
Yes. We provide a complete AML solution with KYC, transaction monitoring, PEP/sanctions screening, and automated reporting.
What are UAE-specific sanctions?
The UAE Cabinet issues local terrorism and sanctions lists. Screening against these lists is mandatory for all DNFBPs.
Does this apply to crypto firms and virtual assets?
Yes. If your firm handles cryptocurrency, enhanced AML/CFT measures are required, including VA-specific risk assessment.
Can you help me prepare for a compliance audit?
Yes. We offer full audit support, mock inspections, policy reviews, and remediation plans to ensure you pass inspections.