Bank Account Opening & SME Banking Solutions
Smart, Secure & Hassle-Free Banking Solutions for Businesses and Individuals
Bank Account Opening Consultancy
Smart, Secure & Hassle-Free Banking Solutions for Businesses and Individuals
We help UAE-based and international clients open reliable bank accounts for every need whether you’re an SME, Free Zone company, crypto startup, or investor seeking premium banking services.
Mainland & Free Zone Businesses
Offshore Holding Companies
Crypto-Linked Businesses
High-Net-Worth Individuals
Digital & Multi-Currency Accounts
Our Bank Account Opening consultation Services
We provide complete assistance for opening local and international bank accounts, tailored to your specific business activity and banking goals.
SME & Startup Business Accounts
Ideal for new or growing companies. We assist with:
- AED accounts in top UAE banks
- Fast-track account approval
- Guidance on required documentation
- Accounts with low monthly fees
- Local and international payments setup
Free Zone Company Accounts
We specialize in helping Free Zone companies from DMCC, IFZA, Meydan, RAKEZ, SHAMS, and others open accounts with:
- UAE-based commercial banks
- Banks in Hong Kong, Singapore, Switzerland
- Multi-currency account options
- Digital banking solutions
Offshore & International Accounts
For offshore companies or holding structures:
- Bank accounts in BVI, Mauritius, Cayman Islands, Seychelles
- Private banking introductions
- Multi-jurisdiction banking advice
- Accounts with low monthly fees
- No physical presence options (in select cases)
Crypto-Friendly Bank Accounts
We help crypto firms, traders, and blockchain projects:
- Access banks open to digital asset-related clients
- Set up accounts for fiat settlement
- Navigate KYC/AML challenges
- Assist with compliance documentation and disclosures
Zero Balance Business Accounts
Perfect for startups or cost-conscious businesses.
- Banks offering zero minimum balance/li>
- Multi-currency and online banking features
- No monthly maintenance fees (select banks)
What’s Included in Our Service?
- Bank shortlisting based on your profile
- Full document checklist & preparation
- Application filling & KYC support
- Introductions to relationship managers
- Appointment scheduling (in-person/remote)
- Follow-up until account activation
Where We Work
We assist with bank account openings in the following jurisdictions:
🇦🇪 UAE (Dubai, Abu Dhabi, Sharjah, Free Zones)
🇬🇧 United Kingdom
🇧🇻 BVI & Cayman Islands
Got it! Here’s a fully integrated SME Loan & Investment Banking section you can add to your existing webpage content, connecting SME financing solutions with investment banking services to give a full picture of your financial offerings.
Premium & Private Banking Services
For high-net-worth individuals, investors, and executives:
Personalized account management
Investment-linked accounts
Access to international wealth advisors
Multi-currency debit/credit cards
Discretionary portfolio management (upon request)
SME Loans & Financing Solutions
Fuel Your Business Growth with Tailored Loan Option. We assist SMEs in the UAE and beyond to secure the right financing, whether you’re just starting or scaling up.
Why choose us for SME loans?
- Partnerships with leading UAE banks & financial institutions
- Transparent terms, competitive interest rates
- Support with documentation, credit application & follow-up
- Guidance on business plans and financial forecasting
- Specialized services for Free Zone & offshore companies
Our SME Loan Services Include:
- Business Loans (working capital, expansion, equipment)
- Quick approvals with local and regional banks
- Free consultation & eligibility assessment
Investment Banking & Wealth Management
Access Global Investment Opportunities & Portfolio Services Ideal for SME owners, entrepreneurs, and high-net-worth clients looking to grow and diversify wealth.
Highlights:
- Comprehensive KYC, AML & tax compliance support
- Personalized financial planning & portfolio management
- Flexible trading accounts — self-directed or fully managed
- Support for expatriates, Free Zone owners & offshore firms
Investment Services:
- Managed portfolio accounts for risk-based investing
- Quick approvals with local and regional banks
- Free consultation & eligibility assessment
FAQs For Banking
Can you guarantee account approval?
No service provider or consultant can guarantee approval — the final decision rests with the bank. However, we significantly increase your chances by matching your business profile with the most suitable bank, preparing accurate documentation, and managing KYC/AML expectations proactively.
Do I need to be physically present in the UAE?
Some UAE and offshore banks allow remote onboarding via video KYC or e-signature. However, others require in-person appointments. We’ll guide you based on your preferred bank and business structure.
How long does it take to open a business account?
It usually takes 5 to 15 working days, depending on:
- Type of business activity
- Risk category (e.g., crypto, offshore)
- Bank selected
- Quality and completeness of submitted documentation
Can crypto businesses open bank accounts in the UAE?
Yes, but only with specific crypto-friendly banks. We assist with:
- Compliance alignment with the bank’s AML/CFT policies
- Document preparation reflecting your crypto activity legally and transparently
- Navigating VARA and VASP regulatory considerations
What if I already had an account application rejected?
We’ll review your application history, analyze the reason(s) for rejection, and help you:
- Restructure your documents AML/CFT policies
- Choose a more suitable bank
- Address red flag like UBO risk, offshore links, or unsupported activities
What documents are required to open a corporate bank account in the UAE?
Typical requirements include:
- Trade license & MOA AML/CFT policies
- Shareholder passport copies and visas
- Emirates ID (if applicable)
- Proof of address (e.g., tenancy contract, utility bill)
- Business plan or invoices (for new companies)
- CV or background of the shareholder(s)
- Source of funds/wealth declaration
Which banks do you work with in the UAE?
We work with a wide network of local and international banks, including:
- Emirates NBD
- RAKBANK
- ADCB
- Mashreq
- WIO Bank
- HSBC, Standard Chartered, and more (subject to eligibility)
We choose the right bank based on your activity, nationality, company structure, and risk profile.
Can offshore companies open bank accounts in the UAE?
Yes, some UAE banks accept offshore entities, especially those with:
- A clear ownership structure
- Strong business case
- Local office presence or ties to the UAE
- We’ll assess and guide you on the best approach
Can I open a multi-currency business account?
Yes. Many UAE banks offer multi-currency accounts (AED, USD, EUR, GBP) for corporate use. We help you choose the right bank based on your trading or international payment needs.
Do I need a UAE residence visa to open a corporate account?
In some cases, yes — especially for local banks. But certain banks and Free Zone corporate structuresn allow account opening without a UAE visa, depending on your business model and risk profile.
Are there monthly minimum balance requirements?
Yes. Most UAE banks require a minimum average balance, typically:
- AED 25,000 – AED 100,000 for basic accounts
- Higher for international or high-risk accounts
- Failure to maintain this may lead to penalties or account closure.
How can AP Consultation help me with account opening?
We provide:
- Bank selection based on your industry & nationality
- Complete document preparation
- KYC/AML profile optimization
- Application submission and follow-ups
- Support with compliance interviews, if needed
- Our goal is to reduce rejections and help you get a working account faster and easier.